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How’s a Bad Credit Score Going to Hurt You? - See Where You Stand on the Credit Score Scale

June 3rd, 2009 by Credit Guru

You may have encountered in the past when applying for a loan, or maybe you’re applying to rent an apartment that your credit score did not pass a simple background check. Whatever the case may be, a crash course on the term “credit score” is needed and how you can check yours for free…


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Credit Repair and Credit Score Mastery

June 3rd, 2009 by Credit Guru

Are you looking for optimal credit repair success? Then you need to understand the logic behind the credit scoring formula.


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Transformation of Banking and Transaction Systems

June 3rd, 2009 by Credit Guru

There was a time when the whole banking and commerce operations were manual. It was a tedious task for people working in Banks and large departmental stores to manage heavy transaction volumes. But, gone are the days when people used to spend most of their time in the queue at banks and departmental stores while withdrawing their salary or purchasing monthly grocery.


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Wipe Your Credit History Clean - How to Clear Your Bad Credit History & Improve a FICO Score Legally

June 3rd, 2009 by Credit Guru

To wipe your credit history clean is not that easy and it takes a lot of patience for getting the thing done. A poor credit history and bad FICO score can prove to be really bad for you in your future as well as in the present.


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The Credit Card Interest Rate Scam

June 3rd, 2009 by Credit Guru

Credit card policies have been getting more and more restrictive over the past several years. Now Congress has taken action. But will that be enough?


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Introduction to Forfaiting

June 3rd, 2009 by Credit Guru

Financing of international trade is a complex and sophisticated affair. Forfaiting, as a financing option, is increasing in popularity among businesses.


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Get a Credit Card, No Credit Checks!

June 3rd, 2009 by Credit Guru

Those with bad credit history will find it difficult to apply for a credit card, especially if the company does extensive credit check on your account and transactions every so often. So what you do if you were placed in this scenario? What if you wanted to buy that new laptop that you so raved about for months on credit but don’t have enough money to acquire it in one fell swoop? Most lenders would not think twice about kicking people with an undesirable credit score out their front doors, so what steps should be taken to ensure you get what you want at little to no risk?


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How Does Your Credit Score Rate?

June 3rd, 2009 by Credit Guru

A credit score is important to anyone who wishes to have a credit card or make a loan from a bank or financial institution in order to buy something large like a house or a boat. Financing for a new automobile also depends on what your credit rating is.


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Select a Credit Card That Suits Your Needs

June 3rd, 2009 by Credit Guru

It is important to choose the credit card that suits your particular needs. Decide what it is that you want from a credit card and then you can make a selection online. This is the quickest way to apply for one. This can be done in a matter of minutes.


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What is Financing?

June 3rd, 2009 by Credit Guru

As you browse various websites to learn more about how you can finance a new desktop or laptop PC, some questions may arise if you aren’t familiar with how financing works. Is it like paying for a computer with a credit card? Similar, yes, but in this case you are applying for the credit needed to take home one particular item, rather than a card that lets you buy multiple items. Is it like buying a house with a mortgage?


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